What’s preventing you from keeping your resolutions? Perhaps there aren’t enough rewards that you can actually see—not enough of a payoff. But just think of what might have happened if you had committed to a resolution that might have affected your financial future in a positive way. It could have been something as simple and painless as giving up that outrageously expensive coffee drink you have on your way to work every morning. You know, the one that costs $3.95 but comes with a free straw? Four dollars a day might not sound like much, but it adds up. If, on New Year’s Day of last year, you had resolved to go without that luxury beverage, a year later you would have been $1,460 richer—not to mention a few pounds lighter.
That, my friends, is how the 5 Percent Club makes $100,000 a year and then some. They make resolutions, and they stick to them. They say “I’m going to do x, y, or z,” and then—wonder of wonders—they actually do it. They don’t make excuses; they don’t wait until tomorrow; they don’t rationalize, justify, or waffle. Whenever they start a task, they stick with it until it has been completed.
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